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Credit Cards or Gifts Cards?Seems like everyone has a gift card these days, but some folks think it is safer to use a gift card as apposed to a Credit Card.
This question is up to each individual because some folks like shopping online like myself and I prefer the gift card because even if I forget to cancel something or it is a fraudulent company I don't worry about it because the gift card was purchased for the exact amount I needed and I never have to worry about it ever again.
With a credit card well, let's say I ran into a few problems online, like forgetting to cancel a subscription for starters, but I don't really believe one is safer than the other if one is organized and keeps tracks of their transactions, but if your not so organized I would go with the Gift Card or Pre-Paid Card and never worry about anything after making your purchase.
Read some related stories below and get some excellent information on gift cards and credit cards.
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